Kale is related to the wild cabbage which originated in Asia Minor. Kale belongs to the Brassica family, the same as cabbage and Brussels sprouts. It is a green leafy vegetable with an earthy flavour; there are different varieties of kale such as curly kale, ornamental kale and dinosaur kale.
Kale is packed full of beneficial health nutrients, in particular, sulphur-containing phytochemicals. Kale contains the organosulfur compounds, glucosinolates and methyl cysteine sulfoxides which have anti-cancer properties. The anti-cancer properties in kale are especially good at protecting against breast cancer and ovarian cancer. Kale is good for healthy eyes, it contains the carotenoids, lutein and zeaxanthin which help to protect the eyes from damage from ultra violet light, lutein rich food like kale are especially good at protecting against cataracts. The high content of beta-carotene thus vitamin A, in Kale also helps to protect against forms of cancer, emphysema and cataracts.
Kale is a good source of vitamin C which can boost the immune system and protect against colds, flu, asthma, osteoarthritis, and rheumatoid arthritis. Kale contains vitamin B6 and riboflavin which can protect against heart disease. Kale is a great source of calcium; it is a good alternative source to dairy products for calcium. Calcium is good for healthy bones and teeth. The high fibre content of kale is good for lowering cholesterol, balancing blood sugar levels, preventing constipation and protecting against colon cancer.
Nutrients
Calcium
Vitamin C
Vitamin A
Vitamin B6
Manganese
Beta-carotene
Benefits
Anti-cancer
Helps to lowers cholesterol
Good for a healthy cardiovascular system
Good source of folate
Good source of calcium
Helps to balance blood sugar levels
Promotes healthy eyes
Boosts immunity
Prevents constipation
Drawbacks
Kale contains goitrogens which can affect the functioning of the thyroid gland, if you have thyroid problems, it is best to avoid kale.
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Free online couponsThere is no doubt about it, the current system is no longer working-at least its not working for everyone. According to the Employee Benefits Research Institute, while there is a general, overall stability in the system of employer-sponsored health insurance, with large employers not yet willing to relinquish their role in the system; the percentage of small businesses with fewer than 200 employees that offer health coverage dropped in the last seven years, going from 68% in 2000 to 59% in 2007.
The effects of high healthcare costs go far beyond insurance premiums. In fact, impossibly high health insurance costs can be disastrous. A 2005 Health Affairs study entitled MarketWatch: Illness And Injury As Contributors To Bankruptcy, demonstrated a connection between the loss of health insurance and the rise in medical bankruptcy. The researchers concluded that there are four major problems with the financial safety net for American families confronting illness:
In light of this situation, where a lapse in healthcare coverage can have catastrophic effects, what can you, as the small business employer, do to protect your employees' access to affordable healthcare without risking bankruptcy yourself?
Be Proactively Pro-Health
How much of the illness and injury that people suffer is preventable? As much as 70% of it. Surprised? According to a study by Health Affairs magazine, the U.S. ranks dead last out of 19 industrialized nations when it comes to reducing preventable deaths in patients younger than 75. You would think that Americans, with our bottom line business orientation, would have taken to the idea of wellness programs. After all, those companies that have gotten onto the wellness bandwagon have reported:
Wellness programs at work don't have to be complex or all-inclusive, but they should promote general health and exercise and address issues that have proven to have a negative effect on employee health and productivity such as smoking, obesity, stress, substance abuse, and preventable diseases such as the flu and other illnesses that can be warded-off with a vaccination.
Go Shopping
Yes, as elementary as it sounds, the advice your mother gave you about always shopping around applies here. Find the best deal you can and work from there. Start with the Internet, ask around and consult your local independent insurance agent.
Join the Crowd
One of the best ways to lower premiums is to join a group health insurance plan. Essentially, the way it works is the bigger the group, the lower the individual premiums. Depending on its size, your business may be large enough to form a group by itself. If not-or if your group is too small to trigger any cost savings-you can partner with other businesses to increase the size of your group. As long as you are partnering with others in your own state, there shouldn't be a problem.
Saving for a Healthy Future
One of the most popular alternatives today is the health savings account. These are tax-exempt accounts that are used to pay for certain medical expenses. Both contributions to the account and withdrawals are tax-free-that goes for both employee and employer-and individuals can claim tax deductions on their 1040 forms. By using them, you can reduce your small business health insurance costs while giving your employees a nice tax break. What's more, these accounts can accrue interest and are completely portable.
To qualify to establish a health savings account, you must already have a health insurance plan with a high deductible in place and available to your employees. According to the U.S. Office of Personnel Management, a high-deductible health insurance plan has a minimum annual deductible of $1,100 for the insured and $2,200 for the insured and their family and a maximum annual out of pocket limit of $5,600 for the insured and $11,200 for the insured and their family.
Those who benefit the most from health savings accounts are those who are in good health and who do not regularly see doctors. However, for those who have more regular or in-depth medical needs, they can be supplemented with other, more targeted insurance options.
Cutting Costs by Cutting Coverage
When all else has failed, cutting coverage may be necessary. This does not necessarily have to mean a wholesale cutting of benefits, though that is usually what the phrase "cutting coverage" implies and doing that will certainly cut health insurance costs for your company. It can also mean shifting the cost burden from you, the employer to your employees. One thing is for sure-and this is why I save this for a last resort-is that this will be a very unpopular thing with your employees.
Be sensitive to the needs of your employees and see what areas of the healthcare benefit they need most. If you can cut around those areas, that will minimize the impact of the cuts on your people. Doing this may also give you an idea of how to maximize your coverage while minimizing, as much as possible, the cost.
The Bottom Line
There are a number of individual things you can do to reduce the cost of healthcare benefits, but you should also consider a combination approach with a wellness program as well as one or more of the cost-cutting alternatives. If you manage this right, deal with the issue of health on a number of levels rather than just one, your employees will be happier and healthier because of it and all the more productive as a result.
Charles Cooper is the Web Editor and blogger for http://www.gowithabc.com the Web site for America's Best Companies. He is also a staff writer for America's Best: The Magazine for Small Business Owners.
Beauty TipsAdvanced health care directives are written instructions that communicate your wishes regarding care and treatment should you no longer be able to make your own health care decisions. Some directives are broken down into two parts - a Living Will and a Health Care Power of Attorney (HCPOA). The exact language and type of document will vary depending upon the laws in your location.
Basically a Living Will allows certain treatments to be withheld or withdrawn if using them will only prolong your dying process; or if you are unconscious (and in a vegetative state) and there is no hope for recovery. An example of treatment may include feeding tubes or resuscitation if you heart stops working.
If you are unable to make health care decisions, either temporarily or permanently, a HCPOA allows you to appointment someone to make them on your behalf. It is in your best interest to choose someone who understands thoroughly your desires and is willing to honor your requests. Should you not designate a decision making person(s), generally your legal next of kin will be looked for to make that decision for you. Caution - please note that it is your legal next of kin who will be making decisions, and not necessarily your significant other of 25 years. In todays world, this is another very important reason to have these documents in place.
From the standpoint of a health care provider who has worked from intensive care to hospice to primary care, I cannot stress enough the importance of having these documents completed...NOW. One never knows when one will have need of them, and these documents will save you and those that love you much grief and suffering.
In many cases, you can obtain forms from your health care provider. Forms are also readily available online. A simple online search using "Advanced Health Care Directive" on google pulled up 680,000 pages. You can break that down further by including your state/country.
Once you have these forms filled out, signed, witnesses, and perhaps even notarized, make several copies and put the original in a safe place. Make sure that the person/persons whom you have designated as your decision maker have a copy of the document, as well as your health care provider, hospital, and anyone else who needs one. Please make sure that everyone involved knows your wishes.
And remember, should you change your mind.just fill out a new form. The most current form is always the valid one.
Do it today.
For over 26 years, Barbara C. Phillips, MN, NP has been involved in health care. Now, as the founder of OlderWiserWomen, LLC, that experience and passion is focused on Women who want to experience the freedom, magic and wisdom of successful aging. She can be reached through http://www.OlderWiserWomen.com
Exercise EquipmentThe ancient seed of Quinoa is so versatile and such an important source of nutrients that it has been referred to as the "gold" of the Incas. It is known to increase stamina, a useful aid in days gone by when "warriors" needed every bit of advantage they could get when their "people" were under attack.
However, such is the structure of Quinoa, it has the benefit of being a natural and complete protein. This means that it has all the amino acids like acid lysine which is very important for the repair and growth of body tissue. As shown below, it is known to be beneficial to the body in a number of ways - nature's natural remedy.
Migraines and hypertension
Riboflavin and magnesium are the natural aids in Quinoa for bad headaches. They are known to help relax the blood vessels, which reduces constriction and so eases tension. Basically they help the body to function better which in turn eases the stress the body experiences when circumstances make it over work. While no one claims it makes headaches go away, it can help and is known to reduce the frequency of migraine attacks.
Childhood Asthma
Many allergies are connected with grass seeds but Quinoa is not a grass. It is a plant but is not known to produce serious allergic reactions in people. Asthma is the result of breathing difficulties that are made worse by tension. It is known to have triggers and often there is a family history of asthma. It is known to have got worse over the years and many experts point to our modern living conditions as making it more prevalent. While not all asthma attacks are caused by allergies which may or may not be avoidable, it is known that Quinoa helps to reduce body stress and helps to keep the airways open. It is recommended that children with asthma eat a whole food diet. Many of the nutrients that we need are in Quinoa such as Magnesium which naturally helps to reduce spasms in the bronchial tubes. We know that many asthma sufferers are short of vitamin b, minerals like magnesium, zinc and iron all of which can be found in Quinoa. Why not check out some of the recipes and see which ones are easiest to include in your child's diet.
Gallstones
This is another surprising area where Quinoa is known to be useful. It may not get rid of gallstones but it can help protect their development. Indeed this is another case where a wholesome diet rich in fiber can aid in the digestion of foodstuffs. As it is a soluble fiber it speeds through the intestines and reduces the need of increased bile production. Too much bile production helps to develop gallstones so this is another natural remedy for our bodies.
Type 2 Diabetes
Quinoa is rich in magnesium which is a mineral that is essential in the body's ability to deal with glucose and insulin. Yet again there is evidence that Quinoa, as part of a whole food diets aids in the digestion of foods. It is also known to increase Insulin sensitivity while reducing triglycerides (blood fats which need to be kept low in diabetics).
Heart Disease
Quinoa is known to prevent the clogging of arteries and veins which in turn helps to relieve stresses on the heart. The fat in Quinoa is good fat in that is low in cholesterol and can help reduce blood pressure thanks to the presence of potassium and magnesium. In other words it is a good source of protein without the drawbacks of too much saturated fat and cholesterol.
Pregnant Mums
Quinoa is known to be an endurance food which gives energy. It is also known to be a good source of Iron which pregnant mums are always advised to increase in their diet. It is good for tissue repair and development of teeth and bones. Along with the other benefits of Quinoa, it is a useful source of goodness that forming babies will demand in plenty as they grow. It is also good for Mums when they are feeding as it will improve the quality of milk for new-born infants.
Cataracts
Quinoa is thought to help prevent cataracts and may aid those with the condition. Studies have shown that people who absorb about 99 grams of protein were only half as likely to develop nuclear cataracts(light is difficult to pass through the centre of the eye) while those with the greater polyunsaturated fats about 17 grams a day were 30 percent likely not to develop problems with the outer lens(corticular cataracts).
Nowadays, we are looking more and more to natural foods. We all know the benefits of fibre in our diet but until more recently we have forgotten about Quinoa.
Find out how simply it is to cook quinoa. There are more and more quinoa recipes coming out now. You can find out how to cook quinoa Learn the superb health benefits of eating quinoa and include quinoa as part of your diet Quinoa Health Tips
Pet health insurance isn't a new phenomenon by any means. It's actually existed for the last two decades; it is just that most people have never heard of it until now. Pet health insurance has gotten a lot of attention due to the extremely high price of pet health care. With life getting more and more expensive, it was becoming too difficult for pet owners to pay for the adequate care their pets needed, so many have begun to purchase pet health insurance plans to help them pay for the cost of expensive medical treatment.
If a regular check up is expensive, just imagine how expensive emergency care actually is. One of the most expensive procedures that pet owners find themselves paying for is surgeries. Pets get injured and are just as frail as humans are and need trained professionals to perform the necessary surgeries. This can cost up to $450 dollars. This why so many people are purchasing these plans to help cover pet medical costs.
There are a number of different companies who are offering health care plans for pets with a wide variety of coverage, payment plans, and deductibles. If you want to get the cheapest insurance you can, you might want to try going with a co-payment type of plan as these are usually cheaper and more affordable. There are a number of different plans to choose from which largely depend on your budget. You don't want to get a plan you can't afford to pay for, as that doesn't help you out at all.
Finding adequate health care for your beloved family pet is a definite must if you plan on making sure that your pet is well taken care of. Many vets take insurance and will even help arrange sometime of payment plan with you to help you pay off your pet's medical bills.
Often times when a pet is seriously injured or ill there has to be a decision made about whether to pursue treatment or not. What is unfortunate about this type of situation is that the majority of individuals who have to make this type of call about the life of their beloved pet are often forced to make this decision based on their financial situation. There are a lot of risks with pet medical procedures and there is not a guarantee that the procedure will actually work and the pet will make it through. This makes the decision that much harder to make, as your favorite pet's life hangs in the balance.
Tough situations like those that were just mentioned are why buying health insurance for your pets is a much needed necessity these days. People love their pets and treat them like they were another part of the family, as if they were their children. If you care so much for your family pet, then it should be an easy decision to buy pet health insurance for your four legged friends. There are plenty of resources available on the Internet to help you find information regarding pet health insurance prices, premiums, and various other pieces of important information that you should know.
The Author is the happy owner of a pet health and insurance site called Pet Insurance Pro where he shares a lot more information on pet health, pet fitness and pet longevity. Read the latest article on VIP Pet Insurance.
Quickoffice Symbian Crack / KeygenHealth insurance is a big investment and you should carefully consider all of the options before making a decision. Little success can be achieved if you are physically unwell. Therefore, health insurance may be important to you.
Health Insurance Policy
Health is the biggest and most crucial asset of every living being. A health insurance policy is meant to financially assist you in case there occurs a setback to your health.
The insurer may be a private organization or a government agency. In a health policy, coinsurance refers to the percentage of the medical bills that the insured individual will have to pay after the deductible is met.
There are different types of health insurance but mainly all the health insurance pays a fixed percentage of the expenses for the policy holders bill.
Group Health Insurance
Group Health Insurance is a benefit that some companies offer their employees enabling them to receive private medical treatment quickly and at no cost should they need it. As an employee benefit, group health insurance has many rewards.
Labor and trade unions also may offer group health insurance for their members. Spouses and children can often be added to most employee health plans, though the rate will be higher.
Individual Health Insurance
Individual insurance policies are distinct from group policies in the nature of evidence of insurability. You can purchase a policy by answering a health questionnaire and undergoing a medical examination to provide evidence of insurability to the insurance company.
Individual policies can be customized for your specific needs.
Family Health Insurance
Health insurance companies offer health insurance plans as a vital part of your full planning picture. Without it your safety and the safety of your family is jeopardized.
Most qualified heath care providers will not treat you without health insurance. I think you will sleep a lot better knowing that if something happens you or your family will be protected.
Health Insurance Cover
Health Insurance is an annual contract. So when it comes to renewal, your insurer is at liberty to review not only your premium but also change the conditions on which your cover is provided.
Health Insurance Quotes
Purchasing an insurance policy should take time and a little research in order to arrive at a wise buying decision. Individual health insurance quotes are available from various health insurance companies.
When you shop around for a health insurance plan, health insurance quotes can help narrow down your options and identify the best plan that fits your medical requirements and budget. This may help you to make informed decisions about the exact kind of health insurance plans into which you want to enter.
The best way to find the right insurance quote is with the help of a search engine. Some insurance companies and agents provide different kinds of quote options, such as the instant quote and the custom quote. The instant quote is the fastest kind of application, that provides general information about the eligible plans and their benefits.
Health Insurance Premium
The way for companies to calculate your monthly or yearly premium is to look at many factors. The premium is the amount you will pay for the benefits covered under your health insurance plan.
Health Insurance and Emergencies
Its easy to ignore family health insurance until a family member falls ill and hospital bills and medical expenses pile up. An emergency can occur at any time.
Health Insurance and the Hospital
If you are self-employed, look for a company that offers an extensive health insurance coverage, and at the same time would not make a big dent in your pocket. Remember that spending a day or two in the hospital can be very costly. You should make sure that you have ample coverage.
In the end, the major purpose of health insurance is to cover medical expenses and any lost income while you are not well and unable to function normally. That is why health insurance may be vitally important to you.
Copyright 2007 - Dan Theron. All Rights Reserved Worldwide. Reprint Rights: You may reprint this article as long as you leave all of the links active, do not edit the article in any way, give author name credit and follow all of the EzineArticles terms of service for Publishers.
Quickoffice Symbian Crack / KeygenThe Philosophy of Regeneration and its three Principles
The Chinese's study and understanding of thousands of herbs and determining what effect they have on the human body spans over 5,000 years. The Philosophy of Regeneration was formulated to highlight what the body needs to properly restore itself to health.
Instead of concentrating on particular ailments, symptoms, treatments, or cures, the focus of the Chinese Philosophy of Regeneration is on fortifying and protecting the body against the constant barrage of outside influences and contaminants. When the body is strong and balanced it will repel illness and disease and heal itself, as it is meant to do.
Principle 1. Your body has the innate ability to create balance, order, and health when proper nourishment is put into the body and toxins are cleansed from the body.
Principle 2. The proper nourishment should come from a wide variety of whole foods. Most vitamins & minerals on the market today are not whole foods. Though they may have been derived from a plant, by the time they come out of the lab, they're chemical isolates, not whole food. In addition, the popular juices on the market today fall short of this requirement as well.
Principle 3. You must be willing to accept responsibility for your health.
The bottom line is, everyday we're either getting healthier, or sicker heading toward disease. That means we're building health or producing disease in our body. The good news is we get to choose in which direction we want to go.
The cells in our body are constantly being replaced, and based on our daily lifestyle choices and habits, those new cells can be either healthy or unhealthy. There's no in-between.
Therefore, if we're not consuming the proper nourishment and cleansing & detoxifying our body on a regular bases, those new cells will become weaker and weaker until they reach a diseased state. That means our health or lack thereof, is in our hands - not our doctor's or anyone else for that matter!
Benefits of a Healthy Body
So, here's a question for you to consider: Is your body regenerating or degenerating?
If your body is regenerating, you will:
-Feel Alive, Energetic, Strong, Healthy, Have a Sense of Well Being, Naturally Slender,
-Be Active, Able to Overcome Addictions, Experience Clear Thinking, Emotionally Stable
-Have Good Digestion & Elimination, Good Muscle & Skin Tone, Regular Menstrual Cycles (Females)
-Feel Well Rested After a Night's Sleep, Quickly Recuperates from Disease
Benefits of an Unhealthy Body
If your body is degenerating, you will experience the following health problems:
-Feel Tired, Depressed, Exhausted After a Night's Sleep
-Have Overweight or Underweight Problems
-Experience Emotional Disorders, Premature Aging
-Suffer With PMS, Allergies, Infections, Colds, Flu, Digestive Problems (Diarrhea, Bloating, Gas, Constipation), High Cholesterol, Fluid Retention, Hair and Skin Problems, Migraine Headaches
-Experience Fertility Problems, Inability to Handle Stress
-Have Poor Concentration, Slow Metabolism, Poor Muscle Tone
Which would you like to experience: Whole Body Regeneration or Degeneration? It's your health, your destiny, and your choice!
I'm Edna Lawrence, Founder/CEO of Divine Health Solutions, Intl. As a Holistic Health Educator and Consultant, I conduct seminars and give presentations during various meetings in the home, church, office, or place of your choice. Also, I conduct phone & in-person consultations and provide the necessary knowledge and skills people need to step up and take responsibility for improving their own health.
After suffering with chronic disease for more than 20 years, I made a life-saving decision to assume responsibility for my own health, and embarked on a mission to discover what was happening to my body, but more importantly, what I could do to reclaim my health and life. Along the way, I discovered, amongst other Lifestyle Choices, an Herbal Whole Food Nutritional program that catapulted my health to new heights.
Unlike conventional health experts and those with medical degrees who speak and write about diseases and recommend drugs, surgery, and quick fixes to manage (not heal) them, I focus on personal responsibility and the Lifestyle Choices that lead to vibrant health as well as the God-given ability of the human body to heal itself when given the proper nourishment.
Please visit my website to learn more about my health journey and proven strategies. Also, sign up for my weekly health reports.
Visit: http://divinehealthsolutionsintl.com
Be sure to click the "Products" button on the top right (or at the bottom) of the page to learn more about my services and the Herbal Whole Food Nutritional products that catapulted my health to new heights.
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